Naptime Capital: A Personal Finance Blog for Tired Mums (and Anyone Else Who Needs It)
You’ve been told to invest in yourself. Build wealth. Plan for the future. But between the sleepless nights, the unpaid labour, and the toddler licking the floor, it’s a miracle you even brushed your teeth today.
This blog didn’t start as a blog. It started as a lifeline: late-night scribbles and voice notes to a fellow expat mum friend trying to figure out her money in Sweden while juggling kids, home, and a new country. She told me to make my plain-English explanations public so no one else had to Google “what the heck is schablonintäkt” at 2 a.m. and spiral. So here we are.
Think of this space as two mums on a playground bench, coffee cups in hand, swapping money hacks between snack negotiations, only now you get to listen in too.
What you’ll find here:
- Straightforward guides to Swedish money stuff (yes, even pensions and taxes)
- Low-drama investing tips, because toddlers bring enough drama
- Honest “wish we knew this sooner” lessons
- The occasional rant, laugh, or side-eye at financial jargon
What you won’t find:
- Overcomplicated advice that takes ten hours and three spreadsheets to follow
- Sponsored nonsense
- Any judgment if you’re starting from zero
I’m M. Edi (giving out a short version of my name because I like my offline life, and honestly I’m not in it for the fame just the caffeine and the occasional “you saved me from a tax headache” email), also an expat, also tired, and definitely not a finance guru. Just a mum who wanted better answers and started writing them down. If you spot a mistake or just want to share your own “why didn’t anyone tell me this sooner” moment, email me here. I can’t promise to reply, but I’ll read it during snack time.
Welcome to Naptime Capital, a blog that started as a private chat between friends and is now here for anyone else trying to figure out money in Sweden without losing their sanity.
